Consumers: Long-Term Care

Since 1970 we have designed, critiqued, and brokered Long-Term Care Insurance. We research and bring to you the highest rated plans for Long-Term Care Insurance in Ohio. With over 60 years of combined experience, we can provide knowledge and insight that can only be gained through experience in this market.

What Does LTC Cost?

  • National LTC Costs:

    Facility-Based Care 2008 Average Cost 2008 Divided Cost
    Nursing Home: Private Room $74,460 annually $204/daily
    Nursing Home: Semi-Private Room $66,795 annually $183/daily
    Assisted Living Facility $35,455 annually $2,962/monthly
    Home and Community-Based Care 2008 Average Cost
    Home Health Aide $19 hourly
    Adult Day Care $62 daily

    Ohio LTC Costs:

    City State NURSING HOME HOME HEALTH CARE ASSISTED
    LIVING    		 ADULT
    DAY CARE
    Private
    (daily)    		 Simi-Private
    (daily)    		 Aide
    (hourly)    		 Homemaker
    (hourly)    		 Private
    (monthly)    		 (daily)
    Akron  OH $208 $188 $16 $16 $3,521 $45
    Canton  OH  $172 $162 $16 $16 $2,656 $44
    Cincinnati  OH $211 $191 $19 $18 $3,735 $62
    Cleveland  OH $191 $181 $19 $17 $2,945 $47
    Columbus  OH $212 $187 $17 $17 $3,868 $50
    Dayton  OH $211 $192 $18 $18 $3,137 $42
    Toledo  OH $190 $175 $19 $19 $2,872 $47
    Zanesville  OH $190 $145 $16 $16 $3,068 $40

    Source: John Hancock 2008 Cost of Care Survey