Since Medicare coverage began in 1966 we have provided quality supplemental coverage to our clients. With over 74 years of combined experience, we can provide knowledge and insight that can only be gained through experience in this market.
The different parts of Medicare help cover specific services:
Medicare Part A (Hospital Insurance)
Helps cover inpatient care in hospitals, skilled nursing facilities, hospice, and home health care.
Most people don’t have to pay a premium for Medicare Part A because they or a spouse paid
Medicare taxes while working in the United States. If you don’t automatically get premium-free
Part A, you may still be able to enroll, and pay a premium.
Medicare Part B (Medical Insurance)
Helps cover doctors’ and other health care providers’ services, outpatient care, durable medical
equipment, and home health care.
Helps cover some preventive services.
Most people pay up to the standard monthly Medicare Part B premium.
Medicare Part C (also known as Medicare Advantage)
Offers health plan options run by Medicare-approved private insurance companies. Medicare
Advantage Plans are a way to get the benefits and services covered under Part A and Part B.
Most Medicare Advantage Plans cover Medicare prescription drug coverage (Part D).
Some Medicare Advantage Plans may include extra benefits for an extra cost.
Medicare Part D (Medicare Prescription Drug Coverage)
Helps cover the cost of prescription drugs.
May help lower your prescription drug costs and help protect against higher costs.
Run by Medicare-approved private insurance companies.
Costs and benefits vary by plan.
Source: CMS publication #10050, Medicare & You , available online at:http://www.medicare.gov/Publications/Pubs/pdf/10050.pdf